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Neither ModernFi Advisers LLC (ModernFi) nor any of its affiliates are a bank, nor do they offer bank deposits and their services are not guaranteed or insured by the FDIC or NCUA. ModernFi’s deposit network is not a member of the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA), but the banks where money is deposited are FDIC members and the credit unions where money is deposited are NCUA members. The maximum FDIC or NCUA insurance per Tax ID at each institution is $250,000. If customers have additional deposits at any depository institution that is in ModernFi’s network, then they may not receive full FDIC or NCUA-insurance coverage on the deposits at those institutions. The FDIC is an independent agency of the U.S. government that protects the funds depositors place in FDIC-insured institutions. The NCUA is an independent agency of the U.S. government that protects the funds depositors place in NCUA-insured institutions. FDIC and NCUA deposit insurance is backed by the full faith and credit of the U.S. government.

Any rates shown are hypothetical only and current rates / maximum deposit insurance coverage are subject to change at any time due to changes in market or business conditions. Past performance does not guarantee future results.

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ModernFi's deposit network is offered by ModernFi Advisers LLC, a wholly-owned subsidiary of ModernFi, Inc.

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